Maximum Annuity for Civil Service Retiree

Information is from Current ELM Manual Issue 42

566.34 Maximum Annuity Benefits

566.341 Eighty Percent Limitation

The basic annuity of a retiring employee may not exceed 80 percent of
high-3 average salary except when an annuity in excess of 80 percent results
from crediting unused sick leave. (See 562.4.) If an annuity computed under
the general formula exceeds 80 percent, it is reduced to an amount equal to
80 percent of the high-3 average salary. The reduction is made prior to
applying any reductions or increases.

566.342 Excess Service

If employees have service in excess of the years and months required to
provide the 80 percent maximum (usually 41 years and 11 months),
retirement deductions withheld after they have completed the service
requirements may be:

a. Credited to their voluntary contribution accounts if their regular
deduction obligations have been satisfied. (If employees owe a deposit
or redeposit, the money is first applied to that, and any balance is
credited as voluntary contributions.)

b. Refunded to employees if they elect the refund before their annuity is
granted and if no deposit or redeposit is due.

c. Paid in a lump sum to eligible survivors if the employee dies

Allow all Retirees the Right to Speak and Vote at the APWU National Convention

Everyone Please Consider this Resolution – 

ARTICLE 6 REPRESENTATION

Whereas, a majority of APWU retirees department members paid full dues for decades; arguably far longer than a majority of current active dues-paying APWU members, and

Whereas, as the mothers and fathers of the APWU; retired members are a storehouse of knowledge, battle-tested experience, and wisdom to be utilized as a valuable APWU asset, and

Whereas retirees regularly assist locals and participate in APWU functions such as state and national elections and campaigns such as Staples, and

Whereas, retirees are MEMBERS – please refer to Article 3 Section 4 (e) All retirees who desire to become members of the APWU Retirees Department shall pay Thirty-Six Dollars ($36.00) per year per capita tax to the National Union.  Article 3 is membership.

Resolved all retiree in attendance at the APWU National Convention will be allowed voice and vote on all retiree related issues, and therefore be it further

Resolved, to amend the APWU Constitution & By-Laws; Article 6. “Representation”; Adding a New Section 6 (Change present Section 6 to Section 7) to read: “Wherever in Article 6, Sections 1 through 5. References to; ‘National Convention; Local, State, regional affiliates, or organizations voting strength/representation’ such provisions will apply to chartered APWU State and Local Retiree Chapters.

Resolved the new section would read:

SEC 6. Retiree delegates will be seated with a voice and a vote pursuant to the formula in Article 6, section one. 

 

Previously Adopted ___ Adopted ___ Not Adopted ___ Referred ___ Other ___

 

______________________             _______________________

Local President                                  Secretary Treasurer or Secretary

2018 we will be in Pittsburgh for the National Convention.  When the issue of voice and vote comes up I sincerely hope all of the delegates review the member’s bills of rights.  Especially note items 3,  Every member has the right to freedom of speech and the right to be heard and item ,  Every member has the right to participate in the activities of this Union.

In addition, retirees are MEMBERS – please refer to Article 3 Section 4 (e) All retirees who desire to become members of the APWU Retirees Department shall pay Thirty-Six Dollars ($36.00) per year per capita tax to the National Union.  Article 3 is membership.

Please consider these factors when the issue of voice and vote for retiree attending the National Convention is discussed.

Thank you a retiree since 2003.  Bobby Donelson

Important WEB Sites for Retirees

Important Web Sites for Retirees
APWU, AFL-CIO http://www.apwu.org/index2.htm
Alliance for Retired Americans http://retiredamericans.org/
APWU Health Plan http://www.apwuhp.com/
California Depart. Of Motor Vehicle http://www.dmv.ca.gov/portal/home/dmv.htm
California Franchise Tax Board https://www.ftb.ca.gov/index.shtml?disabled=true
California Alliance for Retired Americans http://www.californiaalliance.org/
California State APWU http://apwuofcalifornia.unionactive.com/index.cfm
Credit Union https://www.eaglecu.org/
Internal Revenue Service http://www.irs.gov/
Kaiser Permanente Health Plan https://healthy.kaiserpermanente.org/health/care/signon
Medicare http://www.medicare.gov/
NARFE (Retirees) http://www.narfe.org/departments/home/index.cfm
OPM Retirement http://www.opm.gov/retirement-services/
Orange County Taxes http://tax.ocgov.com/tcweb/search_page.asp
Social Security http://ssa.gov/pgm/retirement.htm
TSP https://www.tsp.gov/index.shtml
USPS Retirees http://www.keepingposted.org/welcome.htm
Bobby Donelson, Retiree Chapter President bobbydonelsonvp@sbcglobal.net or bd62748@aol.com
Cell Phone Number:  714 206-2931

I want to publicly thank Pamela Baumgardner for getting the SWCAL Retiree WEB Page Going.

I want to publicly thank Pamela Baumgardner for getting the SWCAL Retiree WEB Page going.

She did a fantastic job.  Thank you so very much Pam.

We sent many messages back and forth and finally have an updated web page.

Pamela Baumgardner was the webtmaster when Ralph Lefter, James Chaing, Bobby Donelson, and Richard Cantu were Local President for the Southwest Coastal Area Local.  Her work has always been excellent and of high caliber. Now she is the webmaster for the Southwest Coastal Area Local Retirees.

2017 Health Plan Open Season and 2018 Rates From OPM

Health Benefit Open Season – Rates for Postal And Non Postal (Retirees) are attached.

postal-rates-hmo

postal-rates-ffs-1

non-postal-rates-hmo-1

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From: “OPM Open Season” <openseason@retireefehb.opm.gov>
Date: October 26, 2017 at 8:56:51 AM PDT
Subject: Important Federal Benefits Open Season Information (RI 74-4)
Reply-To: openseason@retireefehb.opm.gov

A New Day for the Civil Service Federal Benefits Open Season

(Federal Employees Health Benefits and Federal Employees Dental & Vision Insurance Programs)
November 13, 2017 through December 11, 2017

This is the only notification you will receive regarding Open Season from OPM

If you are satisfied with your current health plan, you do not need to do anything

It’s quick and easy to request health benefit changes and plan information.- Go to Open Season Online at https://retireefehb.opm.gov
– Call Open Season Express at 1-800-332-9798

– Write to us at:

FEHB Open Season Processing Center

P.O. Box 5000 Lawrence,

KS 66046-0500

For General Open Season information, click the above link to use Live Help or send a secure webmail message.

For information on comparing health plans visit http://www.opm.gov/healthcare-insurance/healthcare/plan-information/compare-plans.

For more information regarding the Patient Protection and Affordable Care Act’s requirement visit www.irs.gov/uac/Questions-and-Answers-on-the-Individual-Shared-Responsibility-Provision.

For information on the Federal Employees Dental & Vision Insurance Program (FEDVIP) visit the secure enrollment website www.benefeds.com or call 1-877-888-3337, TTY 1-877-889-5680.

For more information on Open Season or health care reform legislation, visit www.opm.gov/insure.

For information on Medicare, visit www.medicare.gov.

This is the only notification you will receive unless you request additional information be mailed to you.

If you are having trouble reading this email you may copy and paste the following link into a web browser’s address bar: https://retireefehb.opm.gov

Please do not reply to this email. The Office of Personnel Management will not respond as it is not a monitored mailbox.

 

United States Office of Personnel Management

 

2018 Cost of Living Increase (COLA)

The 2018 cost-of-living adjustment (COLA) for Social Security recipients and annuitants in both the Civil Service Retirement System (CSRS) and the Federal Employees Retirement System

The 2018 cost-of-living adjustment (COLA) for Social Security recipients and annuitants in both the Civil Service Retirement System (CSRS) and the Federal Employees Retirement System (FERS) will increase 2.0 percent, the Social Security Administration announced today.

The 2018 federal retiree COLA is large improvement over last year’s 0.3 percent increase and the zero COLA in 2016.  It’s also the first year the CSRS and FERS COLA has been 2.0 percent or more since 2012.

The 2018 COLA will begin with benefits payable to more than 61 million Social Security beneficiaries in January 2018.  The Social Security Act ties the annual COLA to the increase in the Consumer Price Index as determined by the Department of Labor’s Bureau of Labor Statistics.